Make a change this Spring: Wipe out your debt

Walnut Creek, Fairfield, Pleasanton

While the plants and flowers in our gardens start to bloom, it’s a good time to think about what you can do to make your life better. For many of my clients, making their life better means taking responsibility for their family’s financial well-being. When the debt piles up, filing for Chapter 7 or Chapter 13 bankruptcy can be YOUR change this spring. Imagine a life where you don’t have to spend your entire salary on your medical bills and mortgage. Imagine a life where you can save every month for your children’s college education. A life where you don’t worry about money, are not scared to open invoices and bills. If your finances concern you, it is time to speak to an experienced bankruptcy attorney. At Rinne Legal we are available seven days a week in our convenient office locations in Walnut Creek, Fairfield, or Pleasanton. We have years of experience, a supportive and understanding staff, and free bankruptcy consultations scheduled when they are convenient for you. Make a change this spring and contact us today.

Continue Reading…

Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation.  Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

 

 

 

Bookmark and Share

Student Loans and Bankruptcy

Walnut Creek, Pleasanton, Fairfield

A senate Democrat recently called for new rules that would allow educational debts to be discharged during bankruptcy. I could not be happier to hear these news: So many hard working Americans struggle to wipe out their debt which they accumulated during college. Getting an education has a price tag. This debt can endanger your financial stability for decades. Many of our bankruptcy clients who come for their free bankruptcy consultation to our Rinne Legal offices in Walnut Creek, Fairfield, and Pleasanton tell me that their student loan debt is a big burden for them. At the moment, student loans are only dischargeable under very specific circumstances. Generally, a Chapter 7 or Chapter 13 bankruptcy will not wipe out student loan debt. Therefore, we need a new rule that will allow to discharge student loan debt during a Chapter 7 or Chapter 13 bankruptcy case. Filing for Chapter 7 or Chapter 13 bankruptcy is a useful tool – we should be able to use it for eliminating all debt, in my opinion. If you have questions about your debt and how you can make a fresh start, contact our Rinne Legal office today for your free bankruptcy consultation. Our experienced bankruptcy team is eager to meet you.

 

Continue Reading…

Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation.  Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

Bookmark and Share

Bankruptcy and my credit report.

Pleasanton, Fairfield, Walnut Creek
Many of my clients ask me: How long is my Chapter 7 or Chapter 13 bankruptcy visible on my credit report? It depends for which bankruptcy chapter you decide. A Chapter 7 bankruptcy is on your credit report for about 10 years, a Chapter 13 bankruptcy for about seven years. I understand: It sounds like a long time, but you need to consider how much easier filing for bankruptcy can be for your life. You can wipe out your debt, stop law suits and garnishments, and put an end to the harassing calls by creditors. Instead of dragging your debt along and making yourself and your loved ones suffer, take a close look at your finances and see if you can ever catch up on your bills and payments. At Rinne Legal, we offer free bankruptcy consultations seven days a week. Our Rinne Legal office locations in Pleasanton, Walnut Creek, and Fairfield are right near you. Our experienced bankruptcy attorneys will take a close look at your debt and your income, answer all your questions regarding your bankruptcy case and make sure you understand the process. We have years of bankruptcy experience and helped hundreds of hard working Americans to a fresh start. Don’t let the credit report be in the way of your debt free future. Filing for bankruptcy can make your life a lot easier, not harder.

Continue Reading…

Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Roseville, Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation.  Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

 

Bookmark and Share

Can I discharge tax debt during my bankruptcy case?

Walnut Creek, Fairfield, Pleasanton, Roseville

In our Rinne Legal office locations throughout the East Bay we offer free bankruptcy consultations for Chapter 7 and Chapter 13 bankruptcy. One of the questions I encounter frequently during these first free consultations is: Can I discharge my income tax debt? The short answer is: It depends. How long have you had your tax debt? If it is older than three years, there is a chance you can discharge this tax debt. In order to qualify under this three year rule, your income taxes must have been filed on time. In order to find out if you qualify, you should definitely speak to an experienced bankruptcy attorney. Do you also have medical bills, credit card bills, auto or mortgage payments due? This kind of debt is dischargeable. A debt free life is possible. Come in for a free bankruptcy consultation in one of our Rinne Legal offices in Walnut Creek, Fairfield, Pleasanton, Roseville, or San Francisco. My experienced bankruptcy team and I are happy to answer your questions and listen closely to your worries and needs. Together we can stop the law suit and enable you to a fresh start.

 

Continue Reading…

Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Roseville, Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation.  Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

 

Bookmark and Share

Vallejo recovering from Bankruptcy.

Walnut Creek, Fairfield, Pleasanton, Roseville

A couple of months ago I blogged about Vallejo’s bankruptcy case. The beautiful Californian city is now recovering from its debt. While for a community with thousands of inhabitants and numerous city services a bankruptcy filing can be quite dramatic, it is not for the average household. Don’t let the dramatic news scare you. Filing for Chapter 7 or Chapter 13 can be your quick and easy way out of debt. When your credit card bills pile up, your medical bills remain unopened and the last car payment has been made months ago, it is time to see a competent bankruptcy attorney. Rinne Legal offers free bankruptcy consultations with our bankruptcy attorneys. We will explain you everything you need to know about filing with us and we’ll also take a close look at your finances: We will make sure you can keep the assets you would like to keep while enjoying a fresh – debt free – start. Chapter 7 or Chapter 13 bankruptcy can be a relief for you and your loved ones. Don’t hesitate to call us right now: Our offices are opened 7 days a week and we’re there for you 24 hours. Your debt free life is just a phone call away.

Continue Reading…

Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Roseville, Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation.  Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

 

Bookmark and Share







Copyright © Sacramento Bankruptcy Lawyer Blog - Rinne Legal Sustainable Advocacy, Bankruptcy Law and Estate Planning, Renewable Energy Law
Powered by WordPress | Download Free WordPress Themes | Thanks to Themes Gallery, Premium Free WordPress Themes and Free Premium WordPress Themes