Rinne Legal: Sustainable Advocacy.

The team at Rinne Legal consists of some of the brightest and most creative legal thinkers in the business. Our services to our clients are meaningful and fulfilling.

Rinne Legal: Sustainable Advocacy.

The team at Rinne Legal consists of some of the brightest and most creative legal thinkers in the business. Our services to our clients are meaningful and fulfilling.

Rinne Legal: Sustainable Advocacy.

The team at Rinne Legal consists of some of the brightest and most creative legal thinkers in the business. Our services to our clients are meaningful and fulfilling.

In good times and in bad times: Filing for bankruptcy together or alone?

Posted by Michael Rinne on January 26th, 2012

Walnut Creek, Fairfield, Pleasanton

During my free bankruptcy consultations in our Rinne Legal office locations in Walnut Creek, Fairfield, and Pleasanton I encounter many married couples where one spouse is in debt, while the other one is not. The husband might have debt from a car purchase for his business, while the wife has accumulated credit card debt or vice versa. Being married, the couples think that they have to file for Chapter 7 or Chapter 13 bankruptcy together. This is not necessarily the case. A spouse can file Chapter 7 or Chapter 13 bankruptcy alone or the couple can file jointly. This makes a difference when it comes to so-called exemption amounts, meaning which amounts will be exempt from your Chapter 7 or Chapter 13 bankruptcy. For example, a single person can claim a homestead exemption for up to $75,000 while a married couple can claim an exemption for about $100.000 of equity. You are not sure if filing jointly or alone would be better for your financial stability? Call us now at 1-800-303-2964. We look forward to consult you on your Chapter 7 or Chapter 13 bankruptcy for free.

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Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation.  Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

 

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Bye, bye Twinkies? Wonderbread files for Bankruptcy

Posted by Michael Rinne on January 21st, 2012

The company Wonderbread has recently announced that the producer of Twinkies, HoHos and other sweet treats will file for bankruptcy. It’s hard to believe that a company so well known in the United States is not successful anymore. As reasons for their bankruptcy filing they state the change in American eating habits and powerful competitors. In my offices in Walnut Creek, Fairfield, and Pleasanton I encounter many business owners who have to file for Chapter 7 or Chapter 13 bankruptcy because their business did not do as well as they expected. Don’t feel guilty if filing for Chapter 7 or Chapter 13 bankruptcy is an option for you. It shows that you are financially responsible and take your future in your own hands. When major brands like Wonderbread can make use of this legal option, you can do so, too. How is your business doing at the moment? If you are worried about your debt exceeding your income, come to my free bankruptcy consultations. Our experienced bankruptcy attorney team will answer all your questions, explain you the process and take a close look at your numbers. Bankruptcy is NOT about failure. It’s about your future.

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Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation.  Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

 

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When Medical Bills Make You Sick: Wipe out your debt with Bankruptcy

Posted by Michael Rinne on January 13th, 2012

Walnut Creek, Fairfield, Pleasanton

Does your health insurance cover all your medical bills? Do you have health insurance at all? In 2010 over 50 million hard working Americans lived without health insurance. As you  know: The cost of treatment, even for less severe issues like a cold or a dental check up, can be overwhelmingly high. Medical bills can lead to insurmountable debt. When your income does not provide enough to pay these medical bills, Chapter 7 or Chapter 13 bankruptcy might be your way out. Medical bills are dischargeable during a bankruptcy. Rinne Legal has helped many Californians with their bankruptcy. In my offices in Walnut Creek, Pleasanton and Fairfield I offer free bankruptcy consultations. The good news I can tell them during our free bankruptcy consultation is: After your bankruptcy, this debt will be wiped away. Contact your local bankruptcy attorney today and ask about your options. Chapter 7 or Chapter 13 bankruptcy will be your affordable treatment for your financial worries.

Continue Reading…

Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation.  Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

 

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Filing for Chapter 7 or Chapter 13 Bankruptcy after a divorce

Posted by Michael Rinne on December 30th, 2011

Walnut Creek, Fairfield, Pleasanton

One of the reasons why many married couples decide to get a divorce is their constant conflict about their credit card bills, their mortgage or their car payments. In a nutshell: Debt can cause a relationship to fall apart. While getting a divorce helps to establish clarity in your private life, it is not going to make your debt miraculously disappear. Many of my clients who file for Chapter 7 or Chapter 13 bankruptcy in the Bay Area have just gone through a divorce. After the divorce paper war, filing for Chapter 7 or Chapter 13 bankruptcy might seem overwhelming. Our team here at Rinne Legal has helped numerous men and women who just got divorced and wanted to file for bankruptcy. In our office locations in Walnut Creek, Pleasanton and Fairfield we offer free bankruptcy consultations seven days a week and we will give you answers to your questions and analyze your financial situation with you. Additionally, we offer very detailed free information about the bankruptcy filing process on our website www.rinnelaw.com. Filing for Chapter 7 or Chapter 13 bankruptcy can be just another step to stabilize your life again and enjoy a fresh start – financially as well as emotionally.

Continue Reading…

Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation.  Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

 

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I want to be debt free. What is your New Year’s Resolution?

Posted by Michael Rinne on December 26th, 2011

Walnut Creek, Fairfield, Pleasanton

The year 2011 is almost over. How has it been for you? Was it a year of struggle? A year of hope? Or both? Many of my clients who decide they would like to file for Chapter 7 or Chapter 13 bankruptcy in the Bay Area tell me that their year of financial imbalance has brought them both: Moments, were they thought they could pay their numerous bills, and times were they thought there was no light at the end of their tunnel of financial hardship. My team of bankruptcy attorneys and I have together years of experience in bankruptcy law. We understand that it is not easy to make the decision to speak to a bankruptcy lawyer and face your debt. However, we also understand that you want to take responsibility and wipe out your debt for good. During our free bankruptcy consultations we go over your finances with you. We listen. We explain you the process. We answer all your questions regarding Chapter 7 or Chapter 13 bankruptcy. Don’t wait till New Year’s Eve to make a New Year’s Resolution. Speak to a bankruptcy attorney today.

Continue Reading…

Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation.  Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

 

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